Coffee Talk with AJ LLC
Terms of Use
Effective Date: October 6, 2026
Welcome to Coffee Talk with AJ LLC. These Terms of Use govern your use of CoffeeTalkWithAJ.com and the information, programs, coaching, speaking, workshops, educational materials, and other services offered through this website. By using this website, you agree to these Terms of Use.
Educational and Informational Purposes
The information provided through Coffee Talk with AJ LLC is intended for general educational and informational purposes. Content on this website, in presentations, workshops, coaching programs, downloads, or other materials should not be considered legal, tax, financial, medical, mental-health, or other licensed professional advice.
Coaching Services
Coaching services are intended to provide education, support, accountability, business development, and personal or professional growth assistance. Coaching is not therapy, counseling, legal advice, financial advice, or medical treatment. Results are not guaranteed and depend on many factors, including the client's participation, decisions, actions, circumstances, and effort.
No Guarantee of Results
Coffee Talk with AJ LLC does not guarantee any particular business, financial, professional, personal, employment, real estate, or other outcome from the use of our website, programs, coaching, workshops, presentations, or materials.
Professional and Industry Information
Information concerning mortgage lending, real estate, insurance, business development, leadership, compliance, or other professional subjects is provided for educational purposes. Laws, regulations, guidelines, programs, and industry practices can change. Users should verify current requirements with the appropriate licensed professional, regulator, agency, employer, or other authoritative source before making decisions.
Intellectual Property
Unless otherwise stated, the original content, presentations, course materials, worksheets, graphics, branding, downloads, written materials, and other original materials provided by Coffee Talk with AJ LLC are owned by or licensed to Coffee Talk with AJ LLC and are protected by applicable intellectual-property laws. Materials may not be reproduced, distributed, sold, republished, or used commercially without permission, except as otherwise permitted by law.
Third-Party Links and Services
This website may contain links to third-party websites, platforms, products, or services. Coffee Talk with AJ LLC does not control those third parties and is not responsible for their content, availability, privacy, security, accessibility, or practices.
Website Availability
We work to keep our website accurate, useful, and available, but we cannot guarantee that the website will always be uninterrupted, error-free, or completely current.
Limitation of Liability
To the extent permitted by applicable law, Coffee Talk with AJ LLC is not responsible for losses or damages arising from reliance on information provided through this website or from the use of our educational, coaching, speaking, or workshop materials, except where liability cannot legally be excluded or limited.
Privacy and Accessibility
Your use of this website is also subject to our Privacy Policy. Information about our accessibility efforts and how to request assistance is available in our Accessibility Statement.
Changes to These Terms
We may update these Terms of Use as our website, programs, services, or legal requirements change. The current version will be posted on this website with an updated revision date.
Contact Us
Coffee Talk with AJ LLC
Phone: 503-951-5365
Website: CoffeeTalkWithAJ.com
Last Updated: October 6, 2026
